Alternative Private Mortgages

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An Excellent Option

Alternative mortgages may assist you should you not be able to qualify with the traditional mortgage. Often this will happen should you have no income or bruised credit. We will often seek the alternative lender to bridge a period of time in your financing. We follow this up with a plan to move you into a more traditional type of lending generally within 12-24 months.​

This type of lending is used also, with clean credit, should you just prefer to not do business with lenders and jump through the traditional paperwork requirements. For many individuals the small increase in cost and flexibility of the mortgages will choose this root.​

Some will use this form of mortgaging for building homes. Again the option of not having to meet the paperwork requirements of the lender is more desirable.​

As well as the examples above one may use this money source to access equity within the home to assist with short term needs. Further features of this type of mortgage is the lender is comfortable with a small 2nd mortgage following the first.

Large land developers will also use this form of borrowing as again the paperwork does not work for their structures.​

In Canada there are multiple reasons why Alternative lending is favored among many. As there is no government backing insurance with these mortgages there are Broker and Lender fees. They are very reasonable and fully disclosed to you. All fees are withdrawn from the mortgage funds at the law office. No out of pocket expense for you.

We have very large pools of lenders available to access!

Highly Recommended

Find out why hundreds of others choose GoToBrokers as their Alberta mortgage broker of choice.

We contacted Stephanie for help in our remortgage of our home. Never used a broker before but lately unhappy with our bank and their rates. We decided to try a mortgage broker. Stephanie did a fantastic job with less hassle then the bank. She made it so easy. Got us great rates, met with us when it was convenient for us (no banker hours). Very professional and hard working. Overall excellent service!!!

Lynn C

My husband and I have recommended Stephanie Lopushinsky to everyone we know because she is so knowledgeable and wonderful to work with! She truly went above and beyond to guide us through every step of obtaining our mortgage for our first home!

Julia K

Ms. Stephanie at all times gave her very best to help us as her clients. She remained professional while still being approachable. She made us feel comfortable to ask questions anytime and she’s always willing to help us understand the why’s and how’s in purchasing a house. She is excellent and highly recommended.

John Doe

Contact us today to learn more about private lending options.