If I could give a 10 star review for amazing service , true professionalism with integrity and outstanding knowledge I would . Stephanie has helped me over the years with all my mortgage needs and always fully explained all my options helping me make the right decisions and getting me the best deals in the market. A huge thank you to Stephanie !!!
Build your House with your Local Mortgage Broker Gotobrokers
Stephanie and her team with Mortgage Office Gotobokers, Franchise owner of a Dominion Lending Centres branch, has been serving Albertans for more than 20 years. We are a member of the Canadian Professional Mortgage Group, Alberta Mortgage Brokers Association, Real Estate Association of Alberta, and the Better Business Bureau of Canada. Over the years we have received numerous awards including top producers of Summit awards with The Mortgage Group, and top 10 mortgage brokers in Canada with The Mortgage Centre. Gotobrokers has a direct relationship with CMCH, SEGAN, and Canadian Guarantee, all the Canadian Mortgage Home Insurers along with a priority position with the lenders from coast to coast. When working with our team you can have confidence in the building process as we are working daily in this area. We have direct relationships with all the financial institutes, builders, inspectors, and lawyers. In addition to this exposure, we have a licensed Alberta Home Warranty builder in our office for additional support. We are a team you can depend on and rely upon.
What We Do
As licensed individuals Federally and Provincially to trade in mortgages, we act as a liaison between you and the lenders. We will connect you with the best lender with the best rates and terms to meet your financial requirements. We will discuss with you your land purchase, and building ideas and assist you in your plan creation.
Should you be championing your own home build or using a licensed home builder, we will know exactly how to structure your project and see it through to completion. You will have our commitment to stay with you from start to finish, communicate with all parties, and ensure full transparency thought-out the build.
We at Gotobrokers, are unique in the mortgage industry as you will always have direct access to your broker, no go-between in our office. This is important as we value knowledge, time, and experience at the highest level. Knowledgeable professionals are essential during this process to ensure the utmost accuracy with detailed information. At Gotobrokers, we believe our clients come to us to work directly and appreciate our policy of “direct to mortgage broker only”. In this industry, this is difficult to find. We have a solid commitment and sense of sincere responsibility to ensure you are always in excellent care.
Commonly Asked Questions:
If I take a draw or construction mortgage, do I need to make payments while it is under construction?
No, you will not be required to make monthly payments until either 18 months pass or you receive your keys, whichever occurs first.
Do I need 25% down to build a house?
No, if you have the land in your own name, we can use the down payment from the land with a total down payment of as little as 5%.
How much do I need down to buy land?
20 to 35% depending upon the size of the property and location.
How do we get Home Warranty?
Your builder must carry the Alberta Home Warranty License and will register your home under the Alberta Protection Public Registry. Information. We will provide a copy of this to your lender.
How do we get started with building a house?
Firstly, reach out to us, and we will go over all the steps with you. We will take you through the entire process from the land purchase to incorporating the home build. We will simplify it and assist you throughout the entire process.
Gotobrokers is an exclusive mortgage firm referring to the model of working directly with a mortgage broker from start to finish. We are always pleased to take your calls and answer all your questions. We are highly qualified to discuss all your mortgage options and appreciate you taking the time to reach out. We are experienced in a wide scope of markets with in-house real estate licenses, and home builder warranty licenses all contributing to extending the full scope of knowledge to you. We have tools that enable Gotobrokers to research all data in Alberta associated with land and real estate. It is likely you will find this of value.
We pride ourselves on being resourceful. We are happy to extend our services to you. Feel free to text, call, or email us at any time. We always have our phones!