Lets Talk.   There are multiple options available to you.  We have lenders that have programs designed to assist you.  Often you can move forward with the minimal 5% down.   

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Often bruised credit is viewed as a period of time an individual experienced life circumstances that can be explained.  Late credit card payments, bank loans etc.   The period has passed and one is working towards a recovery.  

What is Bruised Credit

Regardless of your circumstance we should speak as we can provide direction that will lead to you acquiring your mortgage.   If you are a current home owner already and need to access your equity you will have another set of option.