From the application process to the closing of your home we are with you.
Below is a step by step guideline that will enable you to stay in control and know exactly what is next:
- We take your application
- We access your credit report
- We then speak with you and ensure everything in alignment- if we need to tweak anything this is where it happens.
- We then ask you to prepare all your paperwork (specific to each clients needs)
- We bundle everything up and get ready to go!
- If you re buying a home we await the offer to purchase
- Once received we forward everything to the selected lender
- The lender then approves the file (our clients approve)
- You then arrange your home inspection
- Should there need to be an appraisal (we will jump in)
- Once all documents are signed off we reach out to the correct parties and have the necessary confirmations provided (we are licensed to do this on your behalf) prior to doing this we would like you to arrange your home insurance and have time to negotiate a great premium!
- Then the lender packages up their package and sends it to the lawyer
- You will meet with your lawyer and provide the necessary documents of their request (generally a bank draft for the remainder of the down payment, tax adjustments and their fees and disbursements.
- Then the final conclusion! Your move!
This may see like many steps but we are with you all the way! We will ensure things move smoothly for you!