Now Open Saturdays.

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Who uses this service?

Those that wish to have someone trained in mortgages negotiate with the lenders!

Want someone to ensure they do the best that one can – find the right lender!

Those who want to rely upon someone to ensure the details are taken care of!

Those who do not wish to be interviewed by a bank representative!

1 application + 1 credit bureau = multiple opportunities for you the client.

Maximize exposure for best results!

Bank of Canada says borrowing cost to remain low...read more click Here

Welcome to our site.

Using an experienced Mortgage Broker who specializes in the Fort McMurray area can make the difference of an approval or turn down. Our market is like no other in Canada! We have a multitude of unique factors that our lenders are familiar with. We arrange mortgages in Fort McMurray daily and we are known as the Fort McMurray Mortgage Professionals.

or Contact Keith now (780) 799-2527

Have a question? Contact Stephanie now (780) 881-8845

This program will enable you to purchase a home with as little as 2% down.

To qualify you must have a credit score of 650 combined with relatively stable credit. Some bruising is acceptable. Mobile homes on their own lot will qualify under this program where with 100% financing they will not.Please note that the variable rate is not available under this program. Expect to pay a small amount higher in interest as the lender will recover their down payment investment through using a higher rate. Your rate of interest is less than the posted rate and is less expensive than using the 100% financing.

Please call for further details as we do have lenders offering this program.

Yes this is available to Canadians. The required credit score varies with the lenders in the program.

For example:.

Other lenders require a credit score of 680 with 2 years of minimal credit but a little shorter employment history. You can expect to pay a posted rate rather than a discounted rate. The lender will recover the down payment portion by collecting the payments at a higher rate

of interest. It is important to discuss and understand the payout penalties associated with interrupting this type of mortgage prior to the maturing of the term.

Knowing your mortgage and understanding the terms will illuminate any frustration during your home ownership period.

This specific program enables new to Canada individuals that wish to have home ownership but cannot qualify under the standard terms of credit. With less than 3 years in Canada this

program will apply to you. You may qualify without permanent residency. You will require 3 pieces of credit. Examples of this credit:

1. Rental receipts 1 year

2. Hydro, telephone, cable , etc with a 12 month history clearing your bank account

3. Down payment cannot be from a loan

4. Full time permanent employment greater than 3 months

5. An international credit report can lend support the strength of your application

Both the variable and fixed rate mortgages will be made available to you. Please have ready to provide confirmation of your arrival date to Canada.

Please contact us directly and we will be happy to answer any of your questions.

Your mortgage is up for renewal or you just want to switch lenders. This is now a much easier process. You have choices!

Switching your mortgage allows us to pick up your mortgage and move it directly over to another lender without any interruption in the amortization or term. There are no additional CMCH/GE fees. This mortgage type will close on title insurance eliminating the legal fees. There are lenders that provide you with the option of drawing upwards to $10,000. This can assist you if you are interrupting your current mortgage which could make you subject to payout penalties.

							
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get APPROVED

Turn downs are not necessarily a reflection of the end results!

We at the Mortgage office are not influenced by the bank turning you down. We have a clear understanding that banks work within the guidelines of their personal institute. Often they

would like to proceed but do not have the internal policies in place.

You, as a Canadian, have options! We have available lenders that have a wide spectrum of programs and products that we will be happy to expose you too. More often than not there is

something that will assist you. The process of approval has multiple components associated. Firstly the bank must have a program that accommodates you. Then secondly they must seek the approval of CMHC/GE. As you speculate if the first approval process is not successful it may never see the desk of CMHC nor GE. With over 50 lenders in Canada that would like to assist you – you will have multiple people interested in looking at your file.

WITH OUR SERVICE WITH ONE APPLICATION- ONE CREDIT CHECK AND A MULTITUDE OF LENDERS STANDING BY.BANKS WANT TO LEND YOU MONEY THEY ARE ASKING, WE THE BROKERS, TO BRING THEM THE OPPORTUNITY TO REVIEW A FILE. ALL PARTIES ARE INTERESTED IN YOU THE

CLIENT SUCCEEDING! SO IF YOUR STORY IS A BANK TURN DOWN – CALL US WE WILL DISCUSS YOUR OPTIONS!

LOOKING FORWARD TO HEARING FROM YOU! YOU WILL BE PLEASED YOU CALLED

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The Go To Brokers Mortgage office is now located on the corner of Franklin and Tamarack Square (across from McDonalds on Franklin). Come see us in our new location.